Who Benefits The Most:

• Low Credit Scores - People with low credit scores, but no recent 30+ late pays & collection accounts will benefit the most from our list.

 

The List Will Not Benefit Those With The Following Situations:

• Evictions - Evictions that are open/still pending and haven't been resolved/closed or are recent.

• Eviction Filings - Multiple eviction filings

• Bankruptcies - Bankruptcies that are open, pending and/or haven't been discharged

• Backgrounds - Open or recent criminal felony and misdemeanor cases - (Drugs and crimes against property & persons are usually not accepted)

• Rental Debt - Unpaid rental debt that is on your credit report. (There are a few apartments on the list that accept unpaid rental debt, but it depends on the amount you owe and how old the rental debt is. And most don't want it to show on your credit report.)

• Combined Situations - Ex: low credit, bankruptcy, and rental debt on credit reports is a combined situation

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Limited Apartment Choices On The List:

There are apartments on the list for the situations listed below, but it's just not as many.
 

• Evictions - Recent evictions less than 4 years old
   

• Eviction Filings - Eviction filings less than 4 years old
   

• Backgrounds - Criminal backgrounds with felonies that are less than 7 years old. Misdemeanors usually have more flexible requirements. However, some communities will say, 'on a case by case basis'. (Also, drugs, crimes against property & persons are usually not accepted by most of the apartments on the list.)
   

• Bankruptcies - Discharged bankruptcies less than 3 years old. (Most apartments will want the bankruptcy discharged instead of dismissed.)
   

• Certain Credit Situations - Although most of the apartments on the list will say no credit score minimum, they will still pull your credit report as a standard procedure which happens when you apply for any rental property. Even though your credit score may not be factor, some apartments will also want to see if the cause of your low credit score is due to recent delinquencies, collections and/or late pays on open accounts. In addition, some will look at the number of recent collections and/or the types of delinquencies. For example, if you have recent late pays on things like a car payment, and/or if you have 3 or more recent collections &/or delinquencies, it may be looked at unfavorably. Every apartment has a different set of requirements so when you call, it's best to ask before applying.
   

• Broken Leases - This depends on various factors like the timeframe the lease was broken and other circumstances. Please fill out the form below to see if the list will help you with your specific situation.